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Your eligibility for a sofi credit card account or a subsequently offered product or service is subject to the final determination by sofi bank, n.a, as issuer, pursuant to license by mastercard® international incorporated and can be used everywhere mastercard is accepted. Account holders who set up direct deposit currently can. Financial services company sofi gained its bank charter in 2022 and launched a combination checking and savings account, which is not a common offering

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It has some of the best rates. Digital personal finance company sofi is continuing to expand its product offerings with the latest launch of sofi checking and savings Here's what you need to know about the sofi checking and savings account to determine if it's right for you

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Sofi checking and savings boasts an impressive apy of up to 3.80% on savings balances for customers who set up direct deposit or who deposit at least $5,000 each month.

Sofi bank, n.a., the online banking arm of the financial technology company sofi, offers a highly competitive bundled checking and savings account The account has no monthly fees and offers. Sofi offers online banking solutions through sofi checking and savings Members get both checking and savings accounts with no monthly fees

Signing up for direct deposit unlocks access to. Learn how you can earn a bonus of up to $300, plus a 0.70% apy boost for six months, by opening an account with sofi® today. With sofi online & mobile banking you can access your accounts anytime, anywhere Learn how to set up and secure your account, make payments, and more.

Note that there’s a fairly high direct deposit requirement to earn the best apy.

Sofi®'s checking and savings account, the online platform's only bank account, offers impressive benefits, but many features require direct deposit.